Cycle Insurance
Cycle Insurance from Cycle Guard. Click the banner to get a free online quotation.
The ownership and use of cycles have risen dramatically in the UK over the last few years. As we become more aware of the environmental impacts that cars have on the environment, the benefits of regular exercise and the costs of operating a car, more people are now using cycles to combat those very problems.
Using a cycle clearly creates less pollution, greenhouse gases and depletes the finite resources far less than a car. Cycling is an excellent way to exercise and causes less damage to the body than jogging for instance, whilst the maintenance costs associated with a cycle is a fraction of that of owning a car.
However many people do overlook the need for specialist cycle insurance. Cycles are relatively easy to steal and resell, they don’t have the security devices that cars benefit from and many cycle users don’t have liability cover to protect them from third party claims. There are now over 23 million cycles in the UK and only a fraction will be covered by specialist cycle insurance.
Around 60% of the cycles in the UK are used for commuting or professional work. Obviously the more you use your cycle, the more likely you are to suffer from theft, accidental damage or be involved in (or cause) a road accident. Whilst a cycle commuter may be financially able to replace their bicycle, they are less likely to be able to cover the costs of a third party claim. Cycleguard insurance provides a public liability insurance option, which covers you should you cause injury or damage to another person or their property. The cover can extend up to £5,000,000 of cover to provide a significant amount of third party liability cover.
Even if you only use your cycle at the weekends, it’s worth getting a cycle insurance quote from a specialist. Many home contents policy will not cover items like cycles if they are over a certain value or they are taken away from the home. If you take your cycles away at weekends, they may also not be covered if you transport them on a car rack – so check with your home insurer. Cycleguard insurance offer an in vehicle option which also covers your cycles whilst ‘on’ a vehicle rack (as long as you apply the necessary security requirements).
- No excess on theft or damage claims*
- Awarded 5 stars by the GoodWebGuide
- Double the difference price guarantee
- We cover more than £3 million of bicycles for over 5,000 cyclists
- Flexible cover options mean you don’t have to pay more than you need to
*unless the bike is stored in a wooden shed or a communal hallway/outbuilding
Get a quote on Cycleguard’s great value cycle insurance now!
